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Utah Auto Insurance



Utah Auto Insurance Utah law requires people who drive in Utah to be able to pay for any automobile accidents they cause. Most drivers do this buy buying automobile liability insurance.

Auto insurance pays for damages, injuries, and other losses specifically covered by your policy. Coverage can vary by policy and company. Read your policy carefully to know exactly what it covers. Pay special attention to the exclusions section, which lists the things your policy doesn't cover. The front page of your policy is called the declarations page. It contains useful information such as the exact name of your insurance company, your policy number, and the amount of each of your coverages and deductibles.

Utah law requires minimum coverage of $25,000 per injured person, up to a total of $50,000 for everyone hurt in an accident, and $25,000 for property damage. This basic coverage is called 25/50/25 coverage. However, basic coverage might not be enough if you are held liable for an accident. You should consider buying more than the basic limits. If you're caught driving in Utah without auto insurance there is a $1000 fine.

Proof of Financial Responsibility
When you buy an auto policy, your insurance company will send you a proof-of-insurance card. You will have to show proof of insurance in the following situations:

  • When you are asked for it by a law enforcement officer
  • When you have an accident
  • When you register your car or renew its registration
  • When you obtain or renew your driver's license
  • When you get your car inspected.
There are severe legal penalties for violating the states financial responsibility laws. Subsequent convictions could result in fines of $175 to $1,000, suspension of your driver's license, and impoundment of your automobile.

Request Auto Insurance Quote

To request a life insurance quote please complete the form below. We will contact you within 24 hours. If you need immediate assistance please call 801-842-2577.

Contact Information
Full Name: *
Address:  
State:   Zip:
Day Phone: * Evening Phone:*
Best Time To Call:  
E-mail Address: *
Current Auto Insurance Information (if applicable)
Name of Insurance Company:  
Policy Expiration Date:   CalendarMonthly Premium:
Policy Term:   6 Months 12 Months
Year Insured with this Company:  
Vehicle Information (List all cars you or your family members own or lease)
Car #1:Year:Make:Model:Body Type:
VIN #:  
Car #2Year:Make:Model:Body Type:
VIN#  
Car #3Year:Make:Model:Body Type:
VIN#  
Car #4Year:Make:Model:Body Type:
VIN#  
Driver Information
Driver #1DOB:# of Accidents Past 3 Years:# of Violations Past 3 Years:
Driver #2DOB:# of Accidents Past 3 Years:# of Violations Past 3 Years:
Driver #3DOB:# of Accidents Past 3 Years:# of Violations Past 3 Years:
Driver #4DOB:# of Accidents Past 3 Years:# of Violations Past 3 Years:
Liability Limit for ALL Cars (Please choose Bodily Injury and Property Damage OR Single Limit)
Injury:  
Property Damage:  
Single Limit:  
Deductibles
Car #1Comprehensive:Collision:[Towing?] Yes[Loss of Use?] Yes
Car #2Comprehensive:Collision[Towing?] Yes[Loss of Use?] Yes
Car #3Comprehensive:Collision:[Towing?] Yes[Loss of Use?] Yes
Car #4Comprehensive:Collision:[Towing?] Yes[Loss of Use?] Yes
Excess Liability
Personal Umbrella Coverage:   Yes No
Amount:  
Special Instructions, Comments or Questions
 

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